Ministry of Housing and Urban Affairs (MoHUA) has been implementing Prime Minister Street Vendors AtmaNirbhar Nidhi (PM SVANidhi), a Central Sector Scheme since 1st June 2020. ‘SVANidhi se Samriddhi’, an additional program of PMSVANidhi was launched on 4th January 2021 in 125 cities in Phase 1, covering approximately 35 Lakh Street vendors and their families
The scheme aims to provide an affordable working capital loan to Street Vendors. the scheme aims to not only extend loans to street vendors, but also aims for their holistic development and economic upliftment. Keeping this in mind, ‘‘SVANidhi se Samriddhi’ program was started to provide social security benefits to street vendors for their holistic development and socio-economic upliftment.
In Phase-1, 7 ULBs/Cities were selected –
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|PM SVANidhi Beneficiaries||Beneficiaries Profiling Completed||Family Members Profiled|
|PM Suraksha Bima Yojana||4,721||247||239|
|PM Jeevan Jyoti Bima Yojana||3,310||130||118|
|PM Shram Yogi Mandhan Yojana||1,269||797||672|
|One Nation One Ration Card*||959||943||943|
|PM Jan Dhan Yojana||899||692||692|
|Registration under BoCW||42||41||32|
|Janani Suraksha Yojana||3||3||1|
|PM Matru Vandana Yojana||1||1||1|
The scheme aims to provide an affordable working capital loan to Street Vendors and has successfully crossed the 30 Lakh mark.
‘SVANidhi se Samriddhi’, an additional program of PMSVANidhi was launched on 4th January 2021 in 125 cities in Phase 1, covering approximately 35 Lakh Street vendors and their families. 22.5 lakh scheme sanctions have been extended to them including 16 lakh insurance benefits under Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeeban Jyoti Yojana and 2.7 Lakh pension benefits under Pradhan Mantri Shram Yogi Maandhan Yojana, amongst other such benefits. Considering the success of Phase I, MoHUA launched the program expansion to additional 126 cities with an aim to cover 28 Lakh Street vendors and their families, with a total target of 20 Lakh scheme sanctions for FY 2022-23. The remaining cities would be gradually added to the program.
Secretary, MoHUA in his address on tuesday (12/04/2022) stated that in one year of its implementation, despite the challenges posed due to COVID-19 pandemic in the year 2020-21, the program was successful in providing social security benefits to the street vendor families and thereby protecting them from any risks and vulnerabilities of life and livelihoods. Shri Joshi urged officials of participating Central Ministries and States/UTs to strive towards achieving holistic development of street vendors of our cities and once again make this program a success.
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Shri Sanjay Kumar, Additional Secretary, MoHUA mentioned that the program has two-fold achievements: one, a central database of Street vendors and their families is created on various socio-economic indicators. Second, a first of its kind inter-ministerial convergence platform is established between various Central Ministries to extend safety net of welfare schemes to street vendor households.
Under the program, socio-economic profiling of PMSVANidhi beneficiaries and their families is conducted to assess their eligibility for 8 Government of India’s welfare schemes and facilitate sanctions of eligible schemes. These schemes include Pradhan Mantri Jeevan Jyoti Bima Yojana, PM Suraksha Bima Yojana, Pradhan Mantri Jan Dhan Yojana, Registration under Building and other Constructions Workers (Regulation of Employment and Conditions of Service) Act (BOCW), Pradhan Mantri Shram Yogi Maandhan Yojana, National Food Security Act (NFSA) portability benefit – One Nation One Ration Card (ONORC), Janani Suraksha Yojana, and Pradhan Mantri Matru Vandana Yojana (PMMVY). Quality Council of India (QCI) is the implementing partner for the programme.